Quotes

Retrieve quotes generated by a GET_QUOTES event, or submit an underwriter decision. Use Authentication for all requests.

Get Quote by ID#

Returns a quote by its requestId.

GET https://api.{ENV}.dais.com/ioi/v3/quote/{quoteRequestId}

Parameter	Location	Type	Description
`quoteRequestId`	path	UUID	The quote's `requestId`.
`includeRawData`	query	boolean	Include raw request/response data. Default: `false`.

curl --location --request GET 'https://api.{ENV}.dais.com/ioi/v3/quote/<UUID of the quote request ID>?includeRawData=false' \
--header 'Authorization: Basic <Base64-encoded API key and secret>'

Returns a Quote Object. If no quote matches the request ID, the API reports not found.

Get Quotes by Trigger Request#

Returns quotes associated with the event's triggerRequestId.

GET https://api.{ENV}.dais.com/ioi/v3/quotes/trigger/{triggerRequestId}

Parameter	Location	Type	Description
`triggerRequestId`	path	UUID	Identifier returned when the event was fired.
`preGenerateQuoteProposal`	query	boolean	Request quote proposal pre-generation from the quote service. Default: `false`.

curl --location --request GET 'https://api.{ENV}.dais.com/ioi/v3/quotes/trigger/<UUID of the trigger request ID>' \
--header 'Authorization: Basic <Base64-encoded API key and secret>'

Response#

{
  "quoted": [
    {
      "actionType": "IOI_RATING",
      "type": "QUOTE",
      "triggerRequestId": "<UUID of the trigger request ID>",
      "requestId": "<UUID of the quote request ID>",
      "pipelineId": "<UUID of the pipeline ID>",
      "lineId": "<UUID of the product ID>",
      "clientId": "<UUID of the client ID>",
      "effectiveDate": "2026-02-01",
      "term": "ANNUAL",
      "bindable": true,
      "quoteTimestamp": "2026-01-27T10:30:00Z",
      "quoteDetails": {
        "premium": {
          "amount": 5250.0,
          "per": "YEAR",
          "taxesAndFees": []
        },
        "duration": {
          "length": 12,
          "scale": "MONTH"
        },
        "coverageTypes": []
      },
      "messages": [],
      "metadata": {}
    }
  ],
  "declined": []
}

Field	Type	Description
`quoted`	array	Successfully quoted results.
`declined`	array	Declined results.

Both arrays contain Quote Objects. This endpoint requests raw data from the quote service as well; raw request/response fields may be present. Results depend on completed rating actions when the request is made.

Underwriter Decision#

Submit an approval or decline decision for an underwriter review.

POST https://api.{ENV}.dais.com/ioi/v3/quote/{quoteId}/underwriter-decision

quoteId identifies the quote being reviewed.

curl --location --request POST 'https://api.{ENV}.dais.com/ioi/v3/quote/<UUID of the quote request ID>/underwriter-decision' \
--header 'Authorization: Basic <Base64-encoded API key and secret>' \
--header 'Content-Type: application/json' \
--data-raw '{
  "isApproved": true,
  "underwriterNotes": "<Underwriter notes>"
}'

Request Fields#

Property	Type	Required	Description
`isApproved`	boolean	Yes	`true` to approve, `false` to decline.
`underwriterNotes`	string	No	Explanation of the decision.
`underwriterId`	UUID	No	Set from the authenticated person's identifier; a supplied value is overwritten.
`underwriter`	object	No	Underwriter person details.
`responseSource`	string	No	Set to `UNDERWRITER` by this endpoint; a supplied value is overwritten.
`decisionTimestamp`	ISO 8601 timestamp	No	Set to the server's current time; a supplied value is overwritten.
`gapAnswers`	object	No	Answers for a configured policy-event gap form.

A successful request returns 204 No Content.

Quote Object#

The single-quote endpoint and the quoted/declined arrays share this shape. Optional fields may be absent. The quote identifier is requestId; no separate id field is returned.

Field	Type	Description
`requestId`	UUID	Quote request identifier used in quote operations.
`pipelineId`	UUID	Pipeline identifier.
`triggerRequestId`	UUID	Event request that produced this result.
`actionId`	UUID	Action that generated the quote.
`actionType`	string	Generating action, for example `IOI_RATING`, `VERISK`, `VERISK_ALGO`, or `BUNDLE_RATING`.
`type`	string	Quote type; see values below.
`lineId`, `lineName`	UUID, string	Product identifier and name.
`clientId`	UUID	Client identifier.
`clientOrganizationId`, `quotingOrganizationId`	UUID	Client and quoting organizations.
`quotingOrganization`	string	Quoting organization name.
`effectiveDate`	date	Policy effective date, `YYYY-MM-DD`.
`term`	string	`EIGHTEEN_MONTHS`, `ANNUAL`, `HALF_YEAR`, `THREE_MONTHS`, or `MONTH`.
`bindable`	boolean	Whether the quote can be bound.
`requiresUnderwriterApproval`	boolean	Underwriter approval requirement.
`requiresPolicyholderAcceptance`	boolean	Policyholder acceptance requirement.
`underwriterResponse`, `policyholderResponse`	object	Recorded acceptance decisions, when present.
`quoteTimestamp`	ISO 8601 timestamp	Quote generation time.
`quoteDetails`	object	Premium, duration, and coverage details described below.
`messages`	array	System or consumer-facing messages.
`metadata`	object	Action-specific metadata.
`rawQuoteRequest`, `rawQuoteDetails`	object	Raw rating request and response data when included.
`inputMappingData`	object	Mapped input data used for rating.
`quoteIntake`	object	Intake answer map used for the quote.
`productVersionId`	UUID	Product version used for rating.
`versionSystemSource`	string	`HOSTING` or `BUILDER`, when supplied.
`packageQuotes`	array	Component quote objects, when applicable.

Quote type values are QUOTE, PRE_ISSUE, ENDORSEMENT, RENEWAL, TRUEUP, BATCH, PACKAGE_COMPONENT, MICRO_QUOTE, RULE_BASED_INELIGIBILITY, and DECLINE.

Quote Details#

Field	Type	Description
`premium`	object	`amount` (number), `per` (`YEAR` or `MONTH`), and optional `taxesAndFees` array.
`duration`	object	`length` (integer) and `scale` (`YEAR` or `MONTH`).
`coverageTypes`	array	Coverage groups, each with `type` (string) and `coverages` (array).
`externalData`	object	External quote information, when supplied.
`expirationDate`	ISO 8601 timestamp	Quote expiration time, when supplied.

Each premium.taxesAndFees[] item contains type and amount. Each coverage contains premium and a details map whose values are arrays of coverage details. Coverage details can contain amount (string), amountType, description, scope, and scopeLabel.

For worksheet and document downloads, see Downloads.