UNDERWRITING_DECLINED

This event is fired when underwriting declines a quote or policy application. It indicates that the risk has been rejected and the policy cannot proceed.

When and what fires this event?

If this event is defined on a product, and it has actions that are enabled:

Underwriting system: fires when an underwriter declines a quote or application;
API: can fire this event externally on demand;
Automated workflows: fires when underwriting decline is issued.

Request payload

POST: https://api.{ENV}.dais.com/ioi/v3/event/fire

curl --location --request POST 'https://api.{ENV}.dais.com/ioi/v3/event/fire' \
--header 'Authorization: Basic <yourAuthHere>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "type": "UNDERWRITING_DECLINED",
    "payload": {
        "clientId": "<clientId>",
        "quoteId": "<quoteId>",
        "policyId": "<policyId>",
        "policyNumber": "<policyNumber>"
    }
}'

{
    "type": "UNDERWRITING_DECLINED",
    "payload": {
        "clientId": "3781f5c0-fae6-4bab-8091-8d385fd2a8f5",
        "quoteId": "d0d0eadc-fb94-49e3-b03a-f3cb2bb6882c",
        "policyId": "fcbd4955-9f37-4c95-97d2-aa9144c9811a",
        "policyNumber": "123456789"
    }
}

Request fields

Property	Required	Description
`type`	`true`	Must be set to `UNDERWRITING_DECLINED`
`payload`	`true`	See Payload fields below

Payload fields

Property	Required	Description
`clientId`	`false`	UUID for the client
`quoteId`	`false`	UUID for the quote
`policyId`	`false`	UUID for the policy
`policyNumber`	`false`	Policy number

Response json

{
  "triggerRequestId": "386861af-6875-49b2-b38c-c435263039be",
  "executedActionCount": 0,
  "expectedResponseCount": 0,
  "metadata": {}
}

Response fields

Property	Required	Description
`triggerRequestId`	`true`	UUID that uniquely identifies the trigger execution instance.
`executedActionCount`	`true`	Number of actions executed during this trigger run.
`expectedResponseCount`	`true`	Number of responses expected from the executed actions.
`metadata`	`true`	Contains dynamically generated data from executed workflow actions.