GET_QUOTES

This event is fired when requesting quotes for a product. It will always trigger the CREATE_OR_UPDATE_CLIENT event using the provided client intake. If clientId is not provided, a new client will be created and its ID will be returned in the response.

When and what fires this event?

If this event is defined on a product, and it has actions that are enabled:

CoPilot: fires this event when a new quote is requested in the Account Builder;
Storefront: fires this event at the end of client intake;
Fired externally via API on-demand.

Request payload

POST: https://api.{ENV}.dais.com/ioi/v3/event/fire

curl --location --request POST 'https://api.{ENV}.dais.com/ioi/v3/event/fire' \
--header 'Authorization: Basic <yourAuthHere>' \
--header 'Content-Type: application/json' \
--data-raw '{
  "lineId": "<UUID of the product>",
  "type": "GET_QUOTES",
  "payload": {
      "intake": {
        "<qid>": {
            "type": "ANSWER",
            "answer": "<answer>",
            "qid": "<qid>"
          }
      },
      "asConfiguredAtTimestamp": "2022-05-24T19:04:24.1Z"
  }
}'

{
  "lineId": "262e67be-c08c-43c0-bb51-06fe4408b4e9",
  "type": "GET_QUOTES",
  "agencyCodes": [
    {
      "carrierId": "11111111-1111-1111-1111-111111111111",
      "carrierName": "Some Carrier",
      "contractCodeSetName": "AGENCY_CODES_SET",
      "agencyCodeData": {
        "agencyCode": "AG12345",
        "subProducerCode": "SUB999"
      }
    }
  ],
  "payload": {
      "clientId": "220c4020-7f20-4a16-ba51-d0945804dd83",
      "referrer": "String",
      "intake": {
        "numEmployees": {
          "type": "ANSWER",
          "answer": "55",
          "qid": "numEmployees"
        },
        "isNonProfit": {
          "type": "ANSWER",
          "answer": "YES",
          "qid": "isNonProfit"
        },
        "claimInLast12Mo": {
          "type": "ANSWER",
          "answer": "12",
          "qid": "claimInLast12Mo"
        }
      },
      "asConfiguredAtTimestamp": "2022-05-24T19:04:24.1Z"
  }
}

Request fields

Property	Required	Description
`lineId`	`true`	UUID for the product
`type`	`true`	Must be set to `GET_QUOTES`
`agencyCodes`	`false`	Array of objects
`payload`	`true`	Explained below

Payload fields

Property	Required	Description
`clientId`	`false`	UUID for client id. A new client will be created if `clientId` is omitted.
`referrer`	`false`	String value to track a client referral.
`intake`	`false`	Map of question identifiers (qid) to client answers.
`asConfiguredAtTimestamp`	`false`	Timestamp of the rating configuration to use for this quote.

Response Body

{
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "executedActionCount": 4,
  "expectedResponseCount": 4,
  "metadata": {
    "CREATE_OR_UPDATE_CLIENT": {
      "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
      "intake": {}
    }
  }
}

Response Fields

Field	Type	Description
`triggerRequestId`	string (UUID)	The unique identifier for this request.
`executedActionCount`	number	Total number of actions that were executed.
`expectedResponseCount`	number	Number of actions that will produce quote responses.
`metadata`	object	Contains action results.

Metadata Object

Field	Type	Description
`CREATE_OR_UPDATE_CLIENT`	object	Result from the client creation/update action.
`quotes`	array	List of generated quotes. Only present when `forceSync: true`.

CREATE_OR_UPDATE_CLIENT Object

Field	Type	Description
`clientId`	string (UUID)	The created or updated client ID.
`intake`	object	The intake data associated with the client.

quote Object

Field	Type	Description
`id`	string (UUID)	Unique quote identifier.
`actionId`	string (UUID)	The action that generated this quote.
`actionType`	string	The type of rating action. Values: `IOI_RATING`, `VERISK`, `VERISK_ALGO`, `BUNDLE_RATING`.
`type`	string	The quote result type. Values: `QUOTE`, `DECLINE`, `BATCH`, `INDICATION`.
`lineId`	string (UUID)	Product/Line identifier.
`clientId`	string (UUID)	Client identifier.
`pipelineId`	string (UUID)	Pipeline identifier.
`quotingOrganizationId`	string (UUID)	Organization that generated the quote.
`clientOrganizationId`	string (UUID)	Client's organization.
`triggerRequestId`	string (UUID)	Original trigger request ID.
`requestId`	string (UUID)	Individual action request ID.
`effectiveDate`	string (date)	Policy effective date. Format: `YYYY-MM-DD`.
`term`	number	Policy term in months.
`bindable`	boolean	Whether the quote can be bound to a policy.
`requiresUnderwriterApproval`	boolean	Whether underwriter approval is required.
`requiresPolicyholderAcceptance`	boolean	Whether policyholder acceptance is required.
`quoteTimestamp`	string (ISO 8601)	When the quote was generated.
`quoteDetails`	object	Premium, coverages, taxes, and fees breakdown.
`messages`	array	System and consumer-facing messages.
`metadata`	object	Additional quote metadata (varies by action type).
`source`	object	Source information.
`productVersionId`	string (UUID)	Product version used for rating.
`versionSystemSource`	string	Version source system. Values: `HOSTING`, `BUILDER`.
`inputMappingData`	object	The input data used for rating calculation.

quoteDetails Object

Field	Type	Description
`premium`	object	Premium information.
`coverages`	array	List of coverage details.
`taxes`	object	Tax breakdown.
`fees`	object	Fee breakdown.

premium Object

Field	Type	Description
`amount`	number	The premium amount. A value of `-1` indicates a declined quote.
`currency`	string	Currency code (e.g., `USD`).

coverages Array Item

Field	Type	Description
`name`	string	Coverage name.
`code`	string	Coverage code.
`premium`	number	Coverage premium amount.
`limit`	number	Coverage limit.
`deductible`	number	Coverage deductible.

taxes Object

Field	Type	Description
`amount`	number	Total tax amount.
`details`	array	Breakdown of individual taxes.

taxes.details Array Item

Field	Type	Description
`name`	string	Tax name.
`amount`	number	Tax amount.
`rate`	number	Tax rate (decimal).

fees Object

Field	Type	Description
`amount`	number	Total fee amount.
`details`	array	Breakdown of individual fees.

fees.details Array Item

Field	Type	Description
`name`	string	Fee name.
`amount`	number	Fee amount.

messages Array Item

Field	Type	Description
`message`	string	The message text.
`type`	string	Message type. Values: `SYSTEM`, `CONSUMER`, `ERROR`.

Enum Values Reference

type (Trigger Type)

Value	Description
`GET_QUOTES`	Request quotes for a client.

sourceType

Value	Description
`STOREFRONT`	Request from a storefront application. Requires a valid `storefrontId` in the `source` object.
`INTERNAL_CALL`	Internal service-to-service call.
`API`	External API request.
`BATCH`	Batch processing request.

versionSystemSource

Value	Description
`HOSTING`	Use deployed version from hosting service.
`BUILDER`	Use version from product builder.

requestSource (in payload)

Value	Description
`QUOTE`	New quote request.
`RENEWAL`	Renewal quote request.
`ISSUANCE`	Policy issuance request.
`ENDORSEMENT`	Policy endorsement request.

actionType (in quote)

Value	Description
`IOI_RATING`	DAIS internal rating engine.
`VERISK`	Verisk RaaS (Rating as a Service).
`VERISK_ALGO`	Verisk with local algorithm.
`BUNDLE_RATING`	Bundled/package rating (multiple coverages).

type (Quote Type)

Value	Description
`QUOTE`	Valid quote with positive premium.
`DECLINE`	Quote declined (premium = -1).
`BATCH`	Quote generated in batch mode.
`INDICATION`	Indication only, not bindable.

messages.type

Value	Description
`SYSTEM`	Internal system message.
`CONSUMER`	Message intended for the end user.
`ERROR`	Error message.

Examples

Minimal Request

{
  "type": "GET_QUOTES",
  "lineId": "660e8400-e29b-41d4-a716-446655440000",
  "forceSync": true,
  "source": {
    "organizationId": "aa0e8400-e29b-41d4-a716-446655440000",
    "sourceType": "STOREFRONT",
    "storefrontId": "bb0e8400-e29b-41d4-a716-446655440000"
  },
  "payload": {
    "effectiveDate": "2026-02-01",
    "intake": {
      "business_name": { "answer": "Acme Corp" },
      "state": { "answer": "CA" },
      "zip_code": { "answer": "90210" }
    }
  }
}

Quote Response Examples by Action Type

IOI_RATING Quote

The DAIS internal rating engine quote response:

{
  "id": "ee0e8400-e29b-41d4-a716-446655440000",
  "actionId": "ff0e8400-e29b-41d4-a716-446655440000",
  "actionType": "IOI_RATING",
  "type": "QUOTE",
  "lineId": "660e8400-e29b-41d4-a716-446655440000",
  "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
  "pipelineId": "110e8400-e29b-41d4-a716-446655440000",
  "quotingOrganizationId": "880e8400-e29b-41d4-a716-446655440000",
  "clientOrganizationId": "aa0e8400-e29b-41d4-a716-446655440000",
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "requestId": "220e8400-e29b-41d4-a716-446655440000",
  "effectiveDate": "2026-02-01",
  "term": 12,
  "bindable": true,
  "requiresUnderwriterApproval": false,
  "requiresPolicyholderAcceptance": false,
  "quoteTimestamp": "2026-01-27T10:30:00Z",
  "quoteDetails": {
    "premium": {
      "amount": 5250.00,
      "currency": "USD"
    },
    "coverages": [
      {
        "name": "General Liability",
        "code": "GL",
        "premium": 3000.00,
        "limit": 1000000,
        "deductible": 1000
      },
      {
        "name": "Property",
        "code": "PROP",
        "premium": 2250.00,
        "limit": 500000,
        "deductible": 500
      }
    ],
    "taxes": {
      "amount": 262.50,
      "details": [
        {
          "name": "State Tax",
          "amount": 157.50,
          "rate": 0.03
        },
        {
          "name": "Municipal Tax",
          "amount": 105.00,
          "rate": 0.02
        }
      ]
    },
    "fees": {
      "amount": 50.00,
      "details": [
        {
          "name": "Policy Fee",
          "amount": 50.00
        }
      ]
    }
  },
  "messages": [],
  "metadata": {
    "excelMetadata": {},
    "rateMeta": {
      "customField1": "value1",
      "customField2": "value2"
    }
  },
  "source": {
    "organizationId": "aa0e8400-e29b-41d4-a716-446655440000",
    "sourceType": "STOREFRONT"
  },
  "productVersionId": "770e8400-e29b-41d4-a716-446655440000",
  "versionSystemSource": "HOSTING",
  "inputMappingData": {
    "business_name": "Acme Corp",
    "employee_count": "50",
    "state": "CA",
    "zip_code": "90210"
  },
  "executedPlugins": []
}

IOI_RATING metadata Object

Field	Type	Description
`excelMetadata`	object	Metadata from Excel processing (messages, exceptions).
`rateMeta`	object	Custom rating metadata from free-form fields.

VERISK Quote

The Verisk RaaS (Rating as a Service) quote response:

{
  "id": "ee0e8400-e29b-41d4-a716-446655440001",
  "actionId": "ff0e8400-e29b-41d4-a716-446655440001",
  "actionType": "VERISK",
  "type": "QUOTE",
  "lineId": "660e8400-e29b-41d4-a716-446655440000",
  "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
  "pipelineId": "110e8400-e29b-41d4-a716-446655440000",
  "quotingOrganizationId": "880e8400-e29b-41d4-a716-446655440000",
  "clientOrganizationId": "aa0e8400-e29b-41d4-a716-446655440000",
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "requestId": "220e8400-e29b-41d4-a716-446655440001",
  "effectiveDate": "2026-02-01",
  "term": 12,
  "bindable": true,
  "requiresUnderwriterApproval": false,
  "requiresPolicyholderAcceptance": false,
  "quoteTimestamp": "2026-01-27T10:30:00Z",
  "quoteDetails": {
    "premium": {
      "amount": 4800.00,
      "currency": "USD"
    },
    "coverages": [
      {
        "name": "Workers Compensation",
        "code": "WC",
        "premium": 4800.00,
        "limit": 1000000,
        "deductible": 0
      }
    ],
    "taxes": {
      "amount": 240.00,
      "details": [
        {
          "name": "State Tax",
          "amount": 240.00,
          "rate": 0.05
        }
      ]
    },
    "fees": {
      "amount": 0.00,
      "details": []
    }
  },
  "messages": [],
  "metadata": {
    "verisk": {
      "adjusted": true,
      "factors": {
        "experienceMod": 0.95,
        "scheduleCredit": 0.10,
        "safetyCredit": 0.05
      }
    },
    "forward": null
  },
  "source": {
    "organizationId": "aa0e8400-e29b-41d4-a716-446655440000",
    "sourceType": "STOREFRONT"
  },
  "productVersionId": "770e8400-e29b-41d4-a716-446655440000",
  "versionSystemSource": "HOSTING",
  "inputMappingData": {
    "business_name": "Acme Corp",
    "class_code": "8810",
    "payroll": "500000",
    "state": "CA"
  },
  "rawQuoteRequest": {},
  "rawQuoteDetails": {},
  "executedPlugins": []
}

VERISK metadata Object

Field	Type	Description
`verisk`	object	Verisk-specific metadata.
`verisk.adjusted`	boolean	Whether post-RaaS adjustments were applied.
`verisk.factors`	object	Rating factors returned from Verisk (experience mod, credits, etc.).
`forward`	object	Forwarding configuration if applicable.

VERISK Additional Fields

Field	Type	Description
`rawQuoteRequest`	object	The raw request sent to Verisk RaaS.
`rawQuoteDetails`	object	The raw response received from Verisk RaaS.

VERISK_ALGO Quote

The Verisk with local algorithm hybrid quote response:

{
  "id": "ee0e8400-e29b-41d4-a716-446655440002",
  "actionId": "ff0e8400-e29b-41d4-a716-446655440002",
  "actionType": "VERISK_ALGO",
  "type": "QUOTE",
  "lineId": "660e8400-e29b-41d4-a716-446655440000",
  "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
  "pipelineId": "110e8400-e29b-41d4-a716-446655440000",
  "quotingOrganizationId": "880e8400-e29b-41d4-a716-446655440000",
  "clientOrganizationId": "aa0e8400-e29b-41d4-a716-446655440000",
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "requestId": "220e8400-e29b-41d4-a716-446655440002",
  "effectiveDate": "2026-02-01",
  "term": 12,
  "bindable": true,
  "requiresUnderwriterApproval": false,
  "requiresPolicyholderAcceptance": false,
  "quoteTimestamp": "2026-01-27T10:30:00Z",
  "quoteDetails": {
    "premium": {
      "amount": 5100.00,
      "currency": "USD"
    },
    "coverages": [
      {
        "name": "Commercial Auto",
        "code": "CA",
        "premium": 5100.00,
        "limit": 1000000,
        "deductible": 500
      }
    ],
    "taxes": {
      "amount": 255.00,
      "details": [
        {
          "name": "State Tax",
          "amount": 255.00,
          "rate": 0.05
        }
      ]
    },
    "fees": {
      "amount": 25.00,
      "details": [
        {
          "name": "Processing Fee",
          "amount": 25.00
        }
      ]
    }
  },
  "messages": [],
  "metadata": {
    "localAlgorithm": {
      "version": "1.0",
      "templateId": "algo-template-001"
    },
    "verisk": {
      "baseRate": 4500.00,
      "adjusted": true
    }
  },
  "source": {
    "organizationId": "aa0e8400-e29b-41d4-a716-446655440000",
    "sourceType": "STOREFRONT"
  },
  "productVersionId": "770e8400-e29b-41d4-a716-446655440000",
  "versionSystemSource": "HOSTING",
  "inputMappingData": {
    "business_name": "Acme Corp",
    "vehicle_count": "5",
    "driver_count": "8",
    "state": "CA"
  },
  "executedPlugins": []
}

VERISK_ALGO metadata Object

Field	Type	Description
`localAlgorithm`	object	Local algorithm execution details.
`localAlgorithm.version`	string	Algorithm version used.
`localAlgorithm.templateId`	string	Excel template identifier.
`verisk`	object	Verisk contribution to the rating.
`verisk.baseRate`	number	Base rate from Verisk before local adjustments.
`verisk.adjusted`	boolean	Whether adjustments were applied.

BUNDLE_RATING Quote

The bundled/package rating quote response (aggregates multiple rating actions):

{
  "id": "ee0e8400-e29b-41d4-a716-446655440003",
  "actionId": "ff0e8400-e29b-41d4-a716-446655440003",
  "actionType": "BUNDLE_RATING",
  "type": "QUOTE",
  "lineId": "660e8400-e29b-41d4-a716-446655440000",
  "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
  "pipelineId": "110e8400-e29b-41d4-a716-446655440000",
  "quotingOrganizationId": "880e8400-e29b-41d4-a716-446655440000",
  "clientOrganizationId": "aa0e8400-e29b-41d4-a716-446655440000",
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "requestId": "220e8400-e29b-41d4-a716-446655440003",
  "effectiveDate": "2026-02-01",
  "term": 12,
  "bindable": true,
  "requiresUnderwriterApproval": false,
  "requiresPolicyholderAcceptance": false,
  "quoteTimestamp": "2026-01-27T10:30:00Z",
  "quoteDetails": {
    "premium": {
      "amount": 15150.00,
      "currency": "USD"
    },
    "coverages": [
      {
        "name": "General Liability",
        "code": "GL",
        "premium": 5250.00,
        "limit": 1000000,
        "deductible": 1000
      },
      {
        "name": "Workers Compensation",
        "code": "WC",
        "premium": 4800.00,
        "limit": 1000000,
        "deductible": 0
      },
      {
        "name": "Commercial Auto",
        "code": "CA",
        "premium": 5100.00,
        "limit": 1000000,
        "deductible": 500
      }
    ],
    "taxes": {
      "amount": 757.50,
      "details": [
        {
          "name": "State Tax",
          "amount": 606.00,
          "rate": 0.04
        },
        {
          "name": "Surcharge",
          "amount": 151.50,
          "rate": 0.01
        }
      ]
    },
    "fees": {
      "amount": 75.00,
      "details": [
        {
          "name": "Policy Fee",
          "amount": 50.00
        },
        {
          "name": "Processing Fee",
          "amount": 25.00
        }
      ]
    }
  },
  "messages": [],
  "metadata": {
    "bundledQuotes": [
      {
        "actionType": "IOI_RATING",
        "quoteId": "ee0e8400-e29b-41d4-a716-446655440000",
        "lineId": "line-gl-001",
        "premium": 5250.00,
        "coverageName": "General Liability"
      },
      {
        "actionType": "VERISK",
        "quoteId": "ee0e8400-e29b-41d4-a716-446655440001",
        "lineId": "line-wc-001",
        "premium": 4800.00,
        "coverageName": "Workers Compensation"
      },
      {
        "actionType": "VERISK_ALGO",
        "quoteId": "ee0e8400-e29b-41d4-a716-446655440002",
        "lineId": "line-ca-001",
        "premium": 5100.00,
        "coverageName": "Commercial Auto"
      }
    ],
    "packageDiscount": {
      "applied": true,
      "percentage": 0.05,
      "amount": 757.50
    }
  },
  "source": {
    "organizationId": "aa0e8400-e29b-41d4-a716-446655440000",
    "sourceType": "STOREFRONT"
  },
  "productVersionId": "770e8400-e29b-41d4-a716-446655440000",
  "versionSystemSource": "HOSTING",
  "inputMappingData": {
    "business_name": "Acme Corp",
    "employee_count": "50",
    "vehicle_count": "5",
    "state": "CA"
  },
  "executedPlugins": []
}

BUNDLE_RATING metadata Object

Field	Type	Description
`bundledQuotes`	array	List of individual quotes that make up the bundle.
`bundledQuotes[].actionType`	string	The action type that generated this component.
`bundledQuotes[].quoteId`	string (UUID)	The individual quote ID.
`bundledQuotes[].lineId`	string (UUID)	The product line for this component.
`bundledQuotes[].premium`	number	Premium for this component.
`bundledQuotes[].coverageName`	string	Name of the coverage.
`packageDiscount`	object	Package discount information if applicable.
`packageDiscount.applied`	boolean	Whether a package discount was applied.
`packageDiscount.percentage`	number	Discount percentage (decimal).
`packageDiscount.amount`	number	Discount amount.

Declined Quote Response

When a quote is declined due to rules or validation:

{
  "id": "ee0e8400-e29b-41d4-a716-446655440004",
  "actionId": "ff0e8400-e29b-41d4-a716-446655440000",
  "actionType": "IOI_RATING",
  "type": "DECLINE",
  "lineId": "660e8400-e29b-41d4-a716-446655440000",
  "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
  "pipelineId": "110e8400-e29b-41d4-a716-446655440000",
  "quotingOrganizationId": "880e8400-e29b-41d4-a716-446655440000",
  "clientOrganizationId": "aa0e8400-e29b-41d4-a716-446655440000",
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "requestId": "220e8400-e29b-41d4-a716-446655440004",
  "effectiveDate": "2026-02-01",
  "term": 12,
  "bindable": false,
  "quoteTimestamp": "2026-01-27T10:30:00Z",
  "quoteDetails": {
    "premium": {
      "amount": -1.00
    },
    "coverages": [],
    "taxes": {},
    "fees": {}
  },
  "messages": [
    {
      "message": "Business type not eligible for coverage in this state",
      "type": "SYSTEM"
    },
    {
      "message": "Please contact an agent for assistance",
      "type": "CONSUMER"
    }
  ],
  "metadata": {},
  "source": {
    "organizationId": "aa0e8400-e29b-41d4-a716-446655440000",
    "sourceType": "STOREFRONT"
  },
  "productVersionId": "770e8400-e29b-41d4-a716-446655440000",
  "versionSystemSource": "HOSTING",
  "inputMappingData": {}
}

Declined Quote Indicators

Field	Value	Description
`type`	`DECLINE`	Indicates the quote was declined.
`quoteDetails.premium.amount`	`-1.00`	Negative premium indicates decline.
`bindable`	`false`	Cannot be bound to a policy.
`messages`	array	Contains reasons for decline.

Complete Response Example with Multiple Quotes

When multiple rating actions are configured and forceSync: true:

{
  "triggerRequestId": "550e8400-e29b-41d4-a716-446655440000",
  "executedActionCount": 6,
  "expectedResponseCount": 4,
  "metadata": {
    "CREATE_OR_UPDATE_CLIENT": {
      "clientId": "dd0e8400-e29b-41d4-a716-446655440000",
      "intake": {
        "business_name": {
          "answer": "Acme Corp",
          "questionId": "q1"
        },
        "state": {
          "answer": "CA",
          "questionId": "q3"
        }
      }
    },
    "quotes": [
      {
        "id": "ee0e8400-e29b-41d4-a716-446655440000",
        "actionType": "IOI_RATING",
        "type": "QUOTE",
        "quoteDetails": {
          "premium": { "amount": 5250.00 }
        },
        "metadata": {
          "excelMetadata": {},
          "rateMeta": {}
        }
      },
      {
        "id": "ee0e8400-e29b-41d4-a716-446655440001",
        "actionType": "VERISK",
        "type": "QUOTE",
        "quoteDetails": {
          "premium": { "amount": 4800.00 }
        },
        "metadata": {
          "verisk": {
            "adjusted": true,
            "factors": {}
          }
        },
        "rawQuoteRequest": {},
        "rawQuoteDetails": {}
      },
      {
        "id": "ee0e8400-e29b-41d4-a716-446655440002",
        "actionType": "VERISK_ALGO",
        "type": "QUOTE",
        "quoteDetails": {
          "premium": { "amount": 5100.00 }
        },
        "metadata": {
          "localAlgorithm": {},
          "verisk": {}
        }
      },
      {
        "id": "ee0e8400-e29b-41d4-a716-446655440003",
        "actionType": "BUNDLE_RATING",
        "type": "QUOTE",
        "quoteDetails": {
          "premium": { "amount": 15150.00 }
        },
        "metadata": {
          "bundledQuotes": []
        }
      }
    ]
  }
}

Note: executedActionCount (6) includes all actions (CREATE_OR_UPDATE_CLIENT + 4 rating actions + non-quote actions like WEBHOOK/EMAIL), but expectedResponseCount (4) only counts actions that produce quotes.